Auto
Insurance
As your local Erie Insurance agent, we know
that, next to your home, your automobile is often the most
expensive piece of property you own. As a result, it is important to
seek the best service and value when buying your insurance to ensure that you
have the proper protection. To
reduce the cost of your auto insurance premiums while obtaining the
coverage that you need, we at the Carl Rutan Insurance Agency offer
this advice:
Deductibles
Choosing higher deductibles for Collision and Comprehensive
coverage is an easy and cost effective way to lower your auto insurance
bill. In many cases, the premium savings
realized by switching to a higher deductible may be enough to offset
the cost difference of an increased deductible in just a few
years.
Discounts
- Multi-policy – By insuring your auto and home
with ERIE, you will receive a discount on your auto premium as well
as your homeowners insurance premium.
- Multi-car – If you insure two or more cars
with ERIE and they are owned and used by the individual and/or relatives
living in the same house, you receive a discount.
Driver Related Discounts
Good drivers who have no accidents or violations
receive the most competitive rates but there are other factors that
can reduce your premiums even further including:
- Driver training – If you have a young driver
under age 21 insured who has completed an accredited driver training
course, you will receive a premium discount.
- College student – Young, unmarried, full-time
college students who spend most of the college term away from home
without the use of an auto are eligible for this discount.
- Age 55 & over – Cars driven primarily
by an insured who is 55 and over receive a discount on the Bodily Injury,
Property Damage, Medical Payments, Personal Injury Protection, Comprehensive
and Collision premiums.
- Accident Prevention Course (IL, NY,
PA, TN, VA only) – If the principal operator is age 55, you may
receive an additional discount in these states if you voluntarily and
successfully complete an approved Motor Vehicle Accident Prevention
Course.
Vehicle Related Discounts
You can save even more money on your auto
insurance by choosing a vehicle with the following safety equipment:
- Passive restraints - If your vehicle is equipped
with factory-installed automatic seat belts or air bags, you will receive
a discount on the Medical Payments or Personal Injury Protection portion
of your premiums.
- Anti-Theft devices – You may receive a discount
on the Comprehensive portion of your premium if your vehicle has active
or passive anti-theft devices.
- Anti-Lock brakes – Vehicles with factory installed
anti-lock brake systems on all four wheels are eligible for this discount
that applies to the Bodily Injury and Property Damage coverages.
If you are interested in obtaining more information
about our service to drivers in MD, VA, DC and PA at the Carl Rutan
Insurance Agency
or you would like an auto insurance quote, contact us. |
Telephone: (301) 681-0200
Fax: (301) 681-8877
9912 Colesville Road
Silver Spring, MD 20901
EMAIL
Related
Topics:
 Request
an Appointment
What
to do After an Auto Accident 
Ten
Commandments of Car Care
Safety
Tips for the Road
|
