Is General Liability Insurance Just for Contractors?

A wide range of businesses would benefit from General Liability. Hee at the Carl Rutan Insurance Agency, we have helped many business owners in Maryland (MD), Virginia (VA), Pennsylvania (PA) and Washington DC to have the protection theiy need.

Whether your specialty is HVAC, Carpentry, Electrical Wiring or Lawncare, you need protection that follows you and your employees to your job sites.  General Liability protection which includes Bodily Injury and Property Damage protection is likely the right fit for your business on-the-go. 

General Liability Insurance may include the following coverages:

• Premises & Operation – for claims arising from your insured location (owned, leased, or rented) and the work operation or services you provide to your customers
• Products and Completed Operations – for claims arising from the product you have manufactured or the work you have completed

In addition to general liability protection, you may also want to consider...

• Equipment & tool coverage –  you need to protect the tools and equipment essential to your business. 
• Bonds – including bid bonds, performance bonds, license & permit bonds, fidelity & dishonesty bonds, and more!
• Builders Risk & Installation Floater coverage – protection for the building under construction or building materials before they are installed and become part of your client’s structure. 

The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at  before the Carl Rutan Insurance Agencymaking any decisions or choosing a course of action.