Whatever your personal insurance needs, if you are located in Maryland (MD), Virginia (VA), Pennsylvania (PA) or Washington, DC, then  you can rely on the Carl Rutan Insurance Agency, here in Silver Spring, Maryland, to help you find the best rates and the best terms on homeowners, renters, condo and flood insurance as well as auto, boat and motorcycle insurance for you and your family.

The following are just some of the coverages we offer, and we invite you to contact us to discuss any other type of policy you might need, as well.

Auto Insurance

If you are like most folks, your car is essential to your daily life. You take care of it and take care to avoid damage.  But accidents happen, and you need to know you are protected from loss. Learn more>>...

Homeowners Insurance

Your home is your castle, the place where you want to feel safe from nature’s perils; but just when we least expect it, disaster can strike. Learn more>>...

Condominium (Condo) Insurance

When your home is a condominium, no matter the building structure, would you know what questions to ask your condo association before purchasing insurance to cover your investment?  Condo owners needs vary. Learn more>>...

Renters (Tenant) Insurance

Whether you rent a house or apartment, as a tenant you will need to protect your personal property and insure against others’ claims of damage or injury.  Contrary to what some believe, your landlord’s insurance does not offer you that protection. Learn more>>...

Personal Catastrophe Liability (Umbrella) Insurance

What happens if the settlement following an accident far exceeds your insurance coverage?  Although high six-figure awards are still uncommon except in corporate lawsuits, they can happen. Personal catastrophe and liability coverage is your answer. Learn more>>...

Flood Insurance

Even if you don’t live near water, flooding can still cause significant – even devastating – damage to your home and property.  Many people believe your homeowners insurance covers such damage, but that is not so.  You need separate insurance to protect against a flood. Learn more>>...

Boat Insurance

Your boat is an important investment – even more important when you add accessories, equipment and a trailer. Learn more>>...

Motorcycle Insurance

When the open road calls, you and your motorcycle are ready to roll.  You will want the security of knowing that you and your ride are protected in the case of damage, accidents and theft. Learn more>>...