Life Insurance

As an Erie Insurance Agent, experienced with family protection, we know that a sound life insurance program is the best solution. We can give you a rate quote for plans that meet either of the two basic types of life insurance needs: temporary and permanent.

Temporary needs include home mortgages or short-term debt reduction, family income and educational expenses and can last as little as one year or last 20 to 30 years or longer. Term insurance is the most cost effective method of insuring many short term needs. There are a variety of plans to choose from, ranging from an annual renewable term (1 year plan) to a level term plan that could last 5, 10, 20 or 30 years.

Permanent needs include those that last for your entire life or potentially for periods of 15 years or more. Permanent insurance needs include final expenses, funds to cover estate taxes and retirement savings protection. Permanent and universal life plans are ideally suited for meeting these goals.

Finding the policy that is the best for you depends on a number of factors. That’s why you should talk with an Erie Insurance agent here at the Carl Rutan Insurance Agency. We will explain in detail how each policy works.

The primary purpose of life insurance is to provide cash for your family in the event of your death to ensure that they can remain in their home and continue to maintain an adequate standard of living. There are a number of factors that determine the cost you pay for life insurance including:

• Age
• Health
• Tobacco use
• Occupation
• Hobbies

If you are interested in obtaining more information about our service at the Carl Rutan Insurance Agency for you and your family and you reside in MD, VA, DC and PA or you would like a life insurance quote, contact us.

Telephone: (301) 681-0200
Fax: (301) 681-8877
9912 Colesville Road
Silver Spring, MD 20901

EMAIL

Related Topics:

Request an Appointment

Life Insurance Products